Posts Tagged: Credit risk
Key Financial Indicators to Analyze in Your Company
Financial indicators are a set of values that relate to a company’s income and expenses, final result, and economic position. These figures reveal the true state of the company, allowing strategic decisions to be made….
- Sep 08
Credit Score and Credit History: Are They the Same?
Credit score and history are key concepts that appear when people or businesses seek financing and are evaluated by the financial institution, so it is critical that both concepts are thoroughly understood. That is why,…
- Sep 04
The importance of cybersecurity in the financial industry
The financial environment, thanks to fintech, is driving service digitization with increasing force. Given the consequences of a data or system breach, cybersecurity is one of the sector’s primary concerns. In accordance with the foregoing,…
- Aug 09
How is big data related to the financial sector?
Data processing in the financial sector has been simplified today, especially thanks to the handling of big data. Taking advantage of available technologies has become critical at a time when it is necessary to personalize…
- Aug 07
Is it possible to reduce credit risk?
To obtain a loan, financial institutions must assess the applicant’s credit risk so that they can be confident that their resources are in good hands and will be returned on time. But what exactly is…
- Aug 04
Open Accounting: What You Need to Know
Open accounting, by integrating the accounting system of companies under a single platform, is an opportunity for financial entities to have a source of current and reliable data when it comes to delivering loans to…
- Aug 04
Financial ratios to evaluate a company’s performance
A ratio (division) between two linked elements in a company’s financial accounts is referred to as a financial ratio. Its goal is to compare and quantify magnitudes objectively in order to better visualize corporate performance…
- Jul 11
The relationship between working capital and credit risk
Credit risk is the likelihood that consumers who obtain credit or financial products may be unable to fulfill their payment obligations on the predetermined dates. It may have an impact on liquidity, new investment opportunities,…
- Jul 10
The Importance of the Metrics Dictionary in the Credit Risk Analysis
A solid API for credit risk analysis would normally collect a lot of data, which will need to be analyzed. To do this correctly, you must first understand the significance of the data in order to prevent…
- May 01
What is Credit Risk?
Credit risk is a key indicator for businesses and financial institutions because it is frequently utilized in credit evaluations and decisions. Past due loans are one of the leading causes of SMEs closing in Mexico; it…
- Apr 10